PPF/EPF Calculator
Calculate your PPF or EPF maturity value and plan your retirement
Investment Details
Adjust the values to calculate your returns
Current PPF rate: 7.1% (as of May 2024)
PPF has a lock-in period of 15 years
Investment Summary
Your estimated returns at maturity
Investment Growth Projection
Year-by-year growth of your PPF investment
About PPF
Public Provident Fund (PPF) is a long-term investment scheme backed by the Government of India. It offers an attractive interest rate and tax benefits under Section 80C of the Income Tax Act.
Key features of PPF:
- Lock-in period of 15 years (can be extended in blocks of 5 years)
- Annual investment limit: ₹500 to ₹1,50,000
- Interest is compounded annually
- Interest earned and maturity amount are tax-free
- Partial withdrawal is allowed from the 7th year onwards
- Loan facility available from 3rd to 6th year
This calculator helps you estimate the maturity value of your PPF investment based on your inputs. The calculation assumes that the interest rate remains constant throughout the investment period, which may not be the case in reality.
Disclaimer: The use of financial calculators is subject to inherent financial and calculation risks. It is recommended to always consult with your financial advisors prior to undertaking any financial actions.