Retirement Calculator
Plan for your retirement needs and calculate your required corpus
Retirement Details
Adjust the values to calculate your retirement plan
Retirement Summary
Your retirement planning details
Optimization Insights
You're on track with a surplus of ₹0. Consider:
- Allocating ₹0 to a low-risk emergency fund
- Planning for additional retirement goals or lifestyle upgrades
- Exploring tax-efficient withdrawal strategies during retirement
Retirement Corpus Projection
Year-by-year growth of your retirement corpus
About Retirement Planning
Retirement planning is the process of determining retirement income goals, and the actions and decisions necessary to achieve those goals. It includes identifying sources of income, estimating expenses, implementing a savings program, and managing assets and risk.
This calculator helps you estimate how much corpus you need for retirement and whether your current savings and investment plan will be sufficient to meet your retirement needs.
Key factors that affect your retirement planning:
- Current age and expected retirement age
- Life expectancy
- Current savings and monthly contributions
- Expected return on investments
- Inflation rate
- Expected monthly expenses after retirement
The calculator assumes that your investments will continue to earn returns during retirement, which helps to stretch your retirement corpus. It also accounts for inflation, which erodes the purchasing power of your money over time.
Please note that these calculations are estimates based on the assumptions provided. Actual results may vary due to market fluctuations, changes in inflation, and other factors.
Disclaimer: The use of financial calculators is subject to inherent financial and calculation risks. It is recommended to always consult with your financial advisors prior to undertaking any financial actions.